Communications of the ACM

ACM president's letter: technology: boon or bane?

Daniel D. McCracken
Pages 637-638

---

Overview of the EFT symposium

Kenneth L. Kraemer, Kent W. Colton
Pages 641-643

---

Costs of the current U.S. payments system

Allen H. Lipis
Pages 644-647

---

Public protection and education with EFT

Robert H. Long
Pages 648-654

---

Vulnerabilities of EFTs to intentionally caused losses

Donn B. Parker
Pages 654-660

---

Policy, values, and EFT research: anatomy of a research agenda

Kenneth L. Kraemer, Kent W. Colton
Pages 660-671

---

ACM forum

Robert L. Ashenhurst
Pages 687-689

---