Communications of the ACM
How Do You Fight an Algorithm You Cannot See?
Activists in Germany designed the OpenSchufa platform to determine how potential borrowers' credit scores are algorithmically generated by Germany's Schufa credit bureau.
Credit: cbronline.com
Activists in Germany have facilitated a method to assess the accountability of proprietary algorithms via a crowdsourcing platform.
They designed the OpenSchufa platform for the purpose of detailing how potential borrowers' credit scores are algorithmically generated by Germany's Schufa credit bureau.
Since the platform's rollout, several thousand people have donated their financial scores, and the activists determined the Schufa algorithm is significantly error-prone, creating relatively negative scores without any negative proof.
OpenSchufa is just one of a number of movements by theorists pushing for accountability of "black box" algorithms, to ensure their decisions can be explained.
Software engineers can test algorithms to determine if their output matches the expectations of a test set, but they currently lack insight into how the algorithms reach their final decisions.
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Abstracts Copyright © 2019 SmithBucklin, Washington, DC, USA
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